Fellowship Credit Union Membership

Rates

*Interest rates shown are those available as of the Effective Date, and are subject to change at any time.

Deposit Rates

Deposit Rates
Effective Date: Tuesday, September 25th, 2018
Deposit AccountAPR*APY*Minimum Opening Deposit
Share Accounts
(Savings -00, -09)
0.15% 0.15% $50.00
Secondary Share Accounts
(Savings -01, -03, -06)
0.15% 0.15% $1.00
Share Draft Accounts
(Checking -12)
0.15% 0.15% $100.00
Money Market Accounts** 0.30% 0.30% $1,000.00
Certificate of Deposit
(6 Months)***
0.30% 0.30% $500.00
Certificate of Deposit
(12 Months)***
0.30% 0.30% $500.00
Individual Retirement Accounts
(Traditional IRA)
1.50% 1.51% $1.00
Individual Retirement Accounts
(Roth IRA)
1.50% 1.51% $1.00
Individual Retirement Accounts
(Education IRA)
1.50% 1.51% $1.00
*Annual Percentage Rate, Annual Percentage Yield.
** Money Market Accounts must have a balance of $1000.00 or more to earn the extra interest rate.
***Certificate accounts have a 1% penalty for early withdrawal and have 10 days after the CD renews before a penalty.

Loan Rates

Loan Rates
Effective Date: As of March 14, 2017
Loan ProductLoan-to-ValueAPR*
Share Secured Loan 100% As low as 5.00%
New/Used Vehicle Loan(2018-2016) 80% As low as 3.49%
Used Vehicle Loan(2015-2013) 80% As low as 3.99%
Used Vehicle Loan(2012-2010) 80% As low as 4.99%
Used Vehicle Loan (2009-2007) 80% As low as 5.99%
Used Vehicle Loan(2006 and Older) 80% As low as 6.99%
Raw Land 80% As low as 7.00%
Raw Land 90% As low as 7.50%
Real Estate 80% As low as 5.00%
Real Estate 90% As low as 5.50%
Agriculture Loan (Annual) 80% As low as 6.50%
Agriculture Loan (Real Estate) 80% As low as 6.50%
Established Business Loan (> 5 years) 80% As low as 7.50%
New Business Loan (< 5 years) 80% As low as 8.50%
VISA Credit Card   As low as 6.90%
Signature Loan   As low as 10.00%
Overdraft Protection Loan   16.00%
*APR = Annual Percentage Rate
* Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).

Equal Housing Lender National Credit Union Administration This Credit Union is federally-insured by the National Credit Union Administration.
We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.